So many people hesitate to talk about life insurance because, well . . . it's not a fun conversation. But everything dies - it's part of life. And it can happen at any time - in an accident, the result of an unexpected illness or of natural causes. You work so very hard to provide for your loved ones during your life - it's equally important to provide financial support for them when you're gone.
- Debt can be a tremendous burden, on top of the already emotional toll your absence creates in their lives. The costs for a modest funeral service average $7,848.1 At an already difficult and emotional time, your life insurance provides a death benefit that may help cover these expenses and other financial responsibilities that are left after your death.
- Life insurance provides a death benefit that may help protect your business from financial loss, liabilities or instability in the case of the death of a business owner or partner. By providing funds to allow you to continue operations or just having cash on hand for unanticipated expenses, life insurance can be invaluable in maintaining the business you've worked so hard to build.
- Did you know you can use life insurance to leave a lasting gift to a favorite cause or charity? With our gifting strategies, it can be a much larger gift than you would otherwise set aside for donation.
When you sit down with us, know that we have your best interests in mind. This conversation is all about how to protect those you care about most: your family, your business, your legacy. You will provide for your loved ones' future living costs, whatever they may be: debt, housing, college or retirement. Once you get it, you'll feel more confident knowing that you'll make things easier for them. After all, they will have to go on without you. Make sure they’re protected, too.
1 “2021 NFDA General Price List Study Shows Funeral Costs Not Rising as Fast as Rate of Inflation” National Funeral Directors Association, 04 Nov. 2021