Mutual Funds InvestmentsMutual Funds529 PlansA mutual fund is a managed portfolio of investments which include stocks, bonds and cash equivalents and may include investments in Prudential and its affiliates. The companies that issue these funds include Prudential, and they pool the money obtained from individual investors and invests it on their behalf.The advantage of mutual funds is that they provide investment diversification - in stocks, bonds and other investment instruments - without requiring you, the investor, to make your own purchases and trades. When a fund manager takes the millions of investment dollars and buys stock in particular companies, each investor in the mutual fund is, by extension, an investor in those companies.In the universe of mutual funds, investors have a staggering number of options. There are funds focused on investments only in the United States, or only in China, or only in South America - or virtually any other global economy. There are funds that focus on companies of a particular size: small, mid-sized or large. There are index funds, sector funds, growth funds and more. We're happy to review our portfolio of available funds with you.Every mutual fund carries a level of risk, and has operating costs that are assessed in terms of fees. Fees are disclosed in a fund’s prospectus (the document that contains all the facts and details about the investment) under the heading “Shareholder fees”.It’s always smart to check with a financial professional before deciding how to invest. Various factors, such as your risk tolerance, your age and anticipated date of retirement, are key when mapping out the investment strategy that's right for you. Investors should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus, and, if available, the summary prospectus, contains this information as well as other important information. A copy of the prospectus may be obtained from Prudential.com. You should read the prospectus carefully before investing. It is possible to lose money by investing in securities.